What Does an Estate Planner Really Do?

Most people assuMost people assume “estate planning” begins and ends with drafting a will.

In reality, comprehensive planning sits at the intersection of business law, real estate law, tax law, and probate strategy. An estate planner integrates all of these disciplines to create a durable legal structure around a client’s wealth and family.

These areas work together:

1. Estate Planning & Probate

We call this the foundational planning but it’s only one layer.

An estate planner prepares:

  • Wills
  • Revocable and irrevocable trusts
  • Financial and medical powers of attorney
  • Advance directives
  • Guardianship designations
  • Beneficiary coordination
  • Transfer-on-death strategies

The goal is to:

  • Control what happens upon incapacity
  • Direct who receives assets
  • Reduce or eliminate probate exposure
  • Maintain privacy
  • Minimize conflict

Probate planning is not just about avoiding court — it’s about creating administrative efficiency and preserving family harmony.

2. Business & Real Estate Law

For many families, the largest assets are operating businesses and real estate holdings.

An estate planner often structures:

Business Planning

  • Entity formation (LLCs, LPs, corporations)
  • Buy-sell agreements
  • Succession plans
  • Key person contingencies
  • Voting vs. non-voting interests
  • Asset protection layers
  • Family limited partnerships

The objective is continuity. If something happens to an owner, the business keeps operating smoothly.

Real Estate Planning

  • Titling strategy
  • Homestead protections
  • Transfer planning for ranches, commercial property, or rental portfolios
  • Partition avoidance
  • Liability insulation
  • Multi-state ownership considerations

Without integration, real estate can create unintended probate proceedings or forced sales. Strategic planning prevents fragmentation of legacy assets.

3. Tax Law Integration

Estate planning is inseparable from tax planning.

A forward-looking estate planner evaluates:

  • Federal estate tax exposure
  • Gift tax strategy
  • Generation-skipping transfer tax
  • Income tax basis planning
  • Capital gains management
  • Valuation discounts
  • Charitable planning techniques

Proactive planning today may prevent significant tax consequences tomorrow.

Tax efficiency is not about avoiding taxes at all costs — it’s about preserving flexibility while minimizing unnecessary erosion of wealth.

4. Asset Protection & Risk Management

A sophisticated estate plan anticipates future risk:

  • Divorce protection for beneficiaries
  • Creditor protection
  • Lawsuit insulation
  • Spendthrift protections
  • Blended family risk mitigation
  • Special needs planning

Trust structures can preserve wealth across generations instead of allowing it to dissipate through litigation or mismanagement.

5. Incapacity Planning

Statistically, incapacity is more likely than premature death.

Planning includes:

  • Durable financial powers of attorney
  • Medical directives
  • Trust-based management structures
  • Successor trustee provisions
  • Business continuity authority

This prevents court-supervised guardianship proceedings and allows seamless control during medical crises.

6. Coordination Across Advisors

An estate planner frequently works alongside:

  • CPAs
  • Financial advisors
  • Business counsel
  • Real estate professionals

Alignment ensures the legal plan matches investment structure, tax reporting, and operational realities.

The Strategic Role of an Estate Planner

An estate planner does far more than draft documents.

They:

  • Integrate business, real estate, and tax strategy
  • Design succession structures
  • Reduce probate exposure
  • Protect assets from foreseeable risk
  • Preserve privacy
  • Maintain operational continuity
  • Transfer both wealth and values

At its best, estate planning is strategic legal architecture — built not just for today, but for decades to come.

It’s not simply about who gets what.

It’s about building structures that endure.

Thrash, Carroll & Sanchez Law Group has been planning estates and protecting assets for the Lake Travis area for over 25 years.  Call or email today to schedule your complimentary consultation 512-263-5400 or info@tcslawgroup.com.